Headshot of Chris Hoss

Chris Hoss

Branch Manager

Team Hoss

NMLS #933997

Adress
116 East Main Street
St. Charles, IL 60174
Contact Methods
Email
tel Phone
630-884-0030
mobile Mobile
(630) 546-6150
fax Fax
630-884-0031
Apply Now

Awards

Scotsman Guide 2024 Top Originator Award
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Chris

Chris has spent the better part of 15 years dedicating himself to improving the lives of his clients. Whether through counseling first-time homebuyers or coaching existing clients on the best way to improve their current financial situation, Chris prides himself on the personalized attention that he gives each and every client. More importantly, Chris truly listens to his clients and offers a level of respect that is essential in cultivating the lasting relationships that his success is built on. His commitment to communication throughout the loan process not only puts his clients at ease but ensures a seamless and transparent experience while offering a valuable educational opportunity for their future.

Specialties

  • Purchase and Refinance
  • HECM Loan
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI

 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

Start Here

The kitchen of a new homeowner

Buying now means saving later

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles

Blog

  • Father and daughter stand outside of their new home
    Published on

    What Is A Lender Credit?

    Discover how lender credits can ease your homebuying journey by covering closing costs. Learn their benefits, drawbacks, and how they impact your mortgage.

  • Home buyer Family sits around together on couch in their new home.
    Published on

    National Association of Realtors Profile of Home Buyers and Sellers

    Discover insights from the National Association of Realtors 2023 Home Buyers and Sellers Profile: trends, data, and analysis for the real estate industry.

  • Lawn mower cutting grass following a homeowners annual lawn care schedule.
    Published on

    Lawn Care Schedule

    Optimize your lawn's health and beauty year-round with our free printable PDF lawn care schedule. From spring growth to winter prep, we've got you covered!

  • Home purchased using a VA Loan displays the American flag.
    Published on

    VA Loan Requirements 2024

    Discover VA loan requirements for 2024. Learn how Military Personnel and Veterans achieve homeownership. Benefits, qualifications, and loan types are explained.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Chris Hoss made this very easy. We had problems with the seller and their real estate agent, and Chris did everything to make this go smooth on our end. He was professional and polite. If we ever needed a mortgage again, we would call on Chris.
Violet B.
I was very happy with the loan and loan officer at CrossCountry Mortgage.
Derrick C.
I thought buying a house was supposed to be difficult but Chris and his team made it super easy!
Amanda D.
Everything was tip top.
Marcus D.
CrossCountry was very easy to work with. Very professional and thorough. I would recommend CrossCountry to anyone looking for a mortgage. Thanks CC
James W.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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